Yes, please take me to the U.S. site
No, I would like to stay on the Canadian site
Prime & Base Rates at BMO
Canada Prime Rate: (Effective as of: March 13, 2025)
CAD Deposit Reference rate: 4.90 % (Effective as of: June 5, 2025)
USD Deposit Reference rate: 4.50 % (Effective as of: December 19, 2024)
US Base Rate: (Effective as of: December 19, 2024)
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Mortgages
Rates for residential mortgages
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Credit Card
Annual interest rates on our Credit Card products
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GICs and Term Deposits
Guaranteed Investment Certificate (GIC) and Term Deposit rates
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RRIFs
Registered Retirement Income Fund (RRIF) rates
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RDSPs
Registered Disability Savings Plan (RDSP) rates
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FHSA
First Home Savings Account (FHSA) rates
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Foreign
Exchange
Canadian foreign exchange rates
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Homeowner ReadiLine®
Posted rates for Homeowner ReadiLine installment arrangements
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Personal Bank Accounts
Canadian and U.S. dollar accounts and Overdraft Protection rates
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RRSPs
Registered Retirement Savings Plan (RRSP) rates
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RESPs
Registered Education Savings Plan (RESP) rates
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TFSAs
Savings Account (TFSA) rates
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Business Bank Accounts
Canadian and US funds rates
