BMO Canada to BMO U.S. Transfer
The fastest way to send U . S . funds across the border from your B M O Canada to B M O U . S . account.
T r a n s f e r , [ o b j e c t O b j e c t ] , f u n d s e a s i l y w i t h , [ o b j e c t O b j e c t ] to B M O U . S . Transfer
Convenient, secure online access
Sign into BMO Digital Banking to send a transfer.
Unlimited transfers
Send multiple transfers per day, of up to USD $25,000 per transfer.
Seamless money movement
Funds will arrive in your B M O U . S . deposit account the same or next business day. footnote 1
Start cross-border banking today
Already a BMO Canada customer?
Open a U . S . Dollar Primary Chequing Account to make cross-border transfers.
New to BMO Canada?
Open a B M O Canada Chequing Account and a U . S . Dollar Primary Chequing Account to get started.
How to use the BMO Canada to BMO U.S. Transfer
- Sign into B M O Digital Banking (Canada) and select Pay & transfer.
- Select Account transfers. The Make a transfer tab will already be selected.
- Under the From account drop down list, select the B M O Canada U . S . dollar account you wish to transfer from.
- Under the To account drop down list, select the B M O U . S . account you wish to transfer funds to. If this is your first-time using cross-border transfer, select +ADD B M O U . S . ACCOUNT.
- Enter the amount in U . S . dollars you wish to transfer.
- Enter the reason for the transfer. Select Continue.
- Confirm the Amount, From account, To account, and Reason for the transfer. Once you are satisfied with these details, select Confirm Transfer.
B M O Canada to B M O U . S . Transfer FAQs
The maximum amount is USD $25,000 per transaction, and you can initiate more than one transaction per day.
Transfers initiated to your B M O U . S . deposit account before 4 pm ET will be transferred within the same business day, provided it is not a weekend or a statutory holiday in Canada or the U . S . Any transfer submitted after 4 pm ET will be processed on the next business day. Please allow up to 1 business day for the transfer to show in your B M O U . S . deposit account.
Although there is no cost to you, a $50 processing fee is debited and credited back to your account at time of transfer. You must leave at least $50 in your BMO Canada U.S. dollar deposit account to cover this fee being debited. footnote 1
You can check the status by signing into your B M O Digital Banking (U . S .) and viewing the transaction history of the B M O U . S . deposit account you transferred money to.
B M O offers several different ways to send money online to yourself or to another recipient like a family member or a friend. You can send money internationally by using B M O Canada to B M O U . S . transfer, B M O Global Money Transfer or Western Union®*. Within Canada, you can send money using Interac e-transfer®§. Explore our different options for sending money online.
B M O Canada to B M O U . S . transfers are protected by the BMO Digital Banking Security Guarantee. Learn more about how we create a secure online banking experience at BMO.
Have more questions?
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1 While there is no fee for this service, a wire fee of USD $40 and Telecommunication charge of USD $10 will be debited from your B M O Canada U . S . dollar account and the fees will be refunded immediately. Ensure you have sufficient funds to cover the USD $50 fee along with the amount you wish to transfer to your B M O U . S . deposit account. Transfers to B M O U . S . deposit accounts before 4 p.m. ET will be completed within the same business day, provided it is not a weekend or a statutory holiday in Canada or the U . S . Any transfer submitted after 4 p.m. ET will be processed the next business day.
Your B M O U . S . deposit account must also have been open for at least 1-2 business days to initiate a first-time transfer.
2 Funds availability subject to terms and conditions of service. Additional Restrictions may apply. See terms for details.
®§ Interac e-Transfer is a registered trademark of Interac Inc. Used under license.
®* The Western Union is a registered trademark of Western Union Holdings, Inc. and are used with permission.
®Registered trademark of Bank of Montreal, used under license.
B M O Bank N.A. is an affiliate of Bank of Montreal and is not a Member of CDIC, CIPF or the CanadianInvestment Regulatory Organization (CIRO).
Banking products are subject to approval and are provided in the United States by B M O Bank N.A.Member FDIC.